Who needs to read the rules of insurance?

Insurance Rules - waste paper or an important legal document?

When we come to insure we get 'tied' to the insurance policy hefty stack of paper with the text entitled "Insurance Regulations." Do not rush to send this pack in your stove in the country, as insurance regulations - a full legal document and a full part of the contract of insurance.

Insurance rules say that is an insured event, and that - no, make that the Customer upon the occurrence of insured events, what are the rights and responsibilities of what, and for what is in the insurance company. Insurance rules each insurance company has its own for each type of insurance, and they are not just composed by the Insurer, and yet, without fail, tested and approved in the Insurance Supervision Act (a special supervisory Insurance Department under the Ministry of Finance). So for the insurance company and the Client Insurance Regulations - a key and a binding legal document.

But how to understand them, do not miss, especially, with regard to our future well-being? How not to miss the "pitfalls" in the text, which can serve as a reason for denying insurance payment?

Of course, ideally, you need to take insurance insurance terms and sit at their shtudirovanie. But it will require a lot of time, attention and, most importantly, expertise! Not all have such resources. So you need someone's help.

First of all we will call for help, of course, our insurance agent. Of course, the insurance agent - a professional and has all the insurance terms, moreover, it is as interested in us as a client, and should provide us with the maximum service. However, there are a number of "NO".