Automobile insurance only against stealing - how is that right?

Car insurance against theft - a unique opportunity for every car enthusiast, but, oddly enough, not many insurance companies can apply for such insurance. Often, all insurance companies are trying to make a single hull insurance policy, which includes both the theft of the vehicle and its damage.

Many insurance companies can refuse to car owner car insurance only from theft, they have that right. They argue it is only the fact that many car brand theft insurance firms bring only loss that is not economically viable to any insurer. If you own a car that is at risk from theft, the car insurance only from theft will cost you significantly more. Also, the insurance company will put forward a more significant challenge to its anti-theft equipment. These could include:

electronic anti-theft system, which costs about $ 500;

additional lock mounted in the hood;

locking lever on the gear change;

hydraulic lock brakes;

satellite search engine.

Terms of insurance, payment of damages

The price of the policy "Car insurance against theft" is no more than 4% of the total estimated value of the car. Car insurance is carried out, if it does not exceed the useful life of ten years. Insurance policy can apply for both physical and legal persons.

At the time of the theft car insurance does not take into account such factors as the driving experience, the age of those who admitted to driving the vehicle. In order to get insurance for theft, insurance company will conduct a special inspection of the vehicle. Payment of damages after the theft occurs within 30 days from the date of submission of all required documents, which include also the insurance company agreement if the vehicle is found.

In no case do you pay?

The insured vehicle is not returned after the rental, lease or lease;

Theft of cars, along with a complete set of keys or documents. The documents include: a certificate of registration of the vehicle, vehicle registration document.After the theft of a vehicle occurred, it is imperative to send a notification letter to the insurance company for twenty-four hours.