What doing when are an accident with animals?

If in the overwhelming number of accidents occur involving only machines or vehicles and pedestrians, then on regional roads are frequent accidents with animals and birds. And what do you do when an accident involving animals and whether it is an insurance event for auto insurance?

Accidents with animals - Causes and Consequences

I would like to warn motorists that an accident with animals is not so harmless, and may suffer losses as a wild heroes of the accident on the forest road and the vehicle.

The most likely and most unpleasant meeting for the driver can be met with a deer. First, elk weighs half a ton and has a very impressive size. Second, it is very moving and courageous animal - a noisy freeway it is not too scary. When an accident with a deer is extremely good chance not only damage the car and injure the animal, but there is a real opportunity for a serious injury or even death of the driver and passenger cars.The second most popular falling under the wheels of cars woodsman - is a wild boar, especially in the spring during the mating rut, when the animal becomes alert and is in an excited state.

However, accidents with animals are not just a traffic accident with damage to his car and, possibly, personal injury (especially if the driver and the passengers were not wearing). Shooting down an elk or wild boar, you cause material damage to public property, which are wild animals. And you can get to a large fine. Precedent for such a penalty has already been created in the Lipetsk Municipal Court, where the judge, guided by the law "On Fauna" fined the driver's death brought down elk, by as much as 175,000 rubles (and, in the amount of the fine went damage from loss of future calves, which this 4-year-old female moose could still give birth).

What to do when an accident with animals

The main rule is, of course, prevention and prevention of such accidents on forest roads. Often, special signs with images of animals are warning about the dangers of the sudden appearance of an animal on the road. Seeing them, you should slow down to a minimum and to redouble attention to the road and what's happening on the roadside, where it can jump cute fluffy bunny, and perhaps rush-foot 500-pound moose, if not a herd of wild boars.

But still, what to do when an accident with animals or birds that have already happened? And your actions are as follows:

 Stay on the scene and call the traffic police, telling them all the details of the situation.

If the animal is small and does not provide you drag, drag it to the side so that it is not re-shot down the other cars. If the animal is large and is showing signs of aggression, it is better not to touch it and do not even leave the car.

If the animal is killed, do not attempt to take him into a game (either in whole or in part) - it can be likened to poaching - persecuted criminal acts.If the animal - not home (not cattle, not a dog or a cat) - you need to contact the Committee for the Protection of Animals and report the incident, as the animal may need help, treatment, etc.

If the animal - pet, then you need to make an attempt to find his owners or deliver a wounded animal to a veterinary service.What to do in case of accident with the animals in the context of insurance payment

When accidents with animals almost always, in one way or another, suffers a vehicle. Something to keep in mind that accidents with animals not included in the coverage for CTP. Voluntary motor insurance CASCO may provide for payment of insurance compensation for accidents with animals, and may exclude such situations from the definition of insured under the policy of Hull. Therefore, even at the stage of signing the contract CASCO certainly confirm this point. And if you plan to travel at least once out of the city on the regional route, make sure the insurance policy in place of the accident with animals and birds as an insurance case.

However, and in danger from our little abound, as a large dog that gets under your car can do decent damage to the car: bumper, grille, radiator itself, bonnet, headlights, etc.

If such a sad mess with you occurred in the city, you should know what to do when an accident with animals in need the same thing as with accidents with wild animals out of the city. However you want to wish that theoretical knowledge of these actions has not received a reason to put them into practice. Be careful and good luck to you on the road!