Mistakes When Buying a CTP policy

Mistakes When Buying a CTP policy

What kind of insurance we buy, whether DAMAGES, Hull, CTP or CTP extension is not so important, because in any case we buy your peace of mind. We pay for their own confidence that if, God forbid, if there is trouble. And while everyone at least once found myself thinking, "Maybe cheat? '. Who will be able to insure against fraud in the process, when the sale is made you CTP, or the purchase of such insurance as CASCO? And no one will insure! You can rely solely on their focus and knowledge. It is worth paying attention to the following options in auto insurance fraud, which are the most common, as well as the most important points that you need to know in the process of buying CTP policy or hull.

Sale of the policy is void (stolen goods lost or earlier)

Most often, this method of fraud is used when an insurance policy CTP. Polis is a form of strict accountability, so any insurance company closely monitors their safety. However, almost all companies the event of loss or, theft policies. To detect such policies all companies conduct a reconciliation to all numbers every 2-3 weeks. If the identified shortfall of the policy, the number of his instantly falls into the "black list" and immediately start on this fact checking service security company. Very quickly transfer is "black lists" of all companies in the Russian Association of Motor Insurers, for reference lists are available on the website of the organization.

Sale of fake insurance policy CTP

In the CTP policies in the upper left corner of the stamp must be an insurance company, it implements. Each liability insurance policy tool has a unique serial number entered in the database of the insurance company. Check this number may be traffic police authorities. Print all compulsory civil liability motor is in the printing of Gosznak is CTP policy of the two sheets (in fact most of the policy, as well as the support of self-copying). The policy has several degrees of protection:

application of micro grid on the front of the policy that has the greenish-blue tint around the format of the form. The grid should not leave traces of ink on your fingers. Water signs with the logo of the Russian Union of Insurers must be clearly visible to the light.

Right at the back of the hard copy should be imprinted metallic strip of white color, with a width of 2 mm. The structure of the paper has imbedded in the fibers of her reddish color, similar Banknotes in 100 and 500 rubles. On the back of the policy, they are clearly visible.

Important! In addition to the CTP policy you must be given a kit consisting of the following documents: Insurance policy, issued in your name, and a copy of the receipt of Form A-7, which shows the payment of the insurance policy and in which state the amount and the signature of the insured and the insurer;

Form of notice of an accident in 2 copies;

Terms of compulsory insurance of civil liability of vehicle owners;

A list of your insurer's representative in the subjects of the Russian Federation;

Special character gosobraztsa intended for stickers on the windshield of the vehicle. According to its sign is the same color with a coupon of your past in the next year checkup.