What is auto-examination?

Many car owners have heard of auto-examination, but not all wondered what it is and why it is needed in Select. Let's see what the auto-examination, in which case it is needed and how it's performed.

Auto-examination - is the process of determining the amount of damage to the car, injured in an accident or due to any other reasons, because the damage to the car can get not only a consequence of the accident. To make it clear in which cases your car can cause damage, then give some examples. For example, the drunken hooligans can throw you a bottle of beer right on the windshield and break it, or people jealous of black envy you and your new Mercedes, can hammer a nail, "weave" in the roof of the car. Yes, such cases are taking place, and we give them from personal experience.

In the event that the damage caused to the vehicle is not in consequence of an accident, but for reasons of third parties, the auto-examination - is a necessary procedure for the owner of the affected vehicles. If the bully or vandal is caught, then in order to recover from him the amount of the damage, you will need to go to court, and the judge to know (a) the amount of damage to property - requires auto-examination (evaluation car). Also, the auto-examination is necessary in the event that you are involved in an accident and not its originator, ie in the event that the damage of your car insurance company will reimburse, in which the perpetrator has insured its liability (CTP).

In the case of the hull - the same thing. Let's say your car is insured for hull insurance, in case of an accident in which you are not the culprit, you can not receive money from the insurance CTP culprit, but simply seek redress to their insurance company. And there are times when the amount of the damage is more 120.000 thousand. In this case, if you have the hull, it is better to contact your insurance company. They will pay you the full amount of the order and the regress will be picked up 120,000 thousand with the insurance culprit, and the remaining amount (which may be greater than 120,000), will take away from the perpetrator in court.

In all three cases - auto-examination is needed! Everyone always need to know the amount of damage as an insurance company (which, by the way, is always interested in the minimum amount to be paid) and the court. If you need to auto-examination, then make sure that that it was an independent appraiser and performed with a lot of experience in this field.

Now let's talk about what should be done to evaluate the car.

To start, you need to call your assessor conducting Avtoekspertiza and get away from it all necessary advice. For reference, let's say that a change in the law on compulsory motor TPL influenced the way that we should not wait for the 5 day period for auto-examination, now auto-examination can be carried out on the day of the accident. After the consultation, you will need to come to the office of an independent evaluation and auto-examination and sign a contract for the provision of services for the evaluation of the car. At this stage, will also have to determine the location for the inspection of the car (if the car is not transportable, it is necessary to appoint a departure avtoekspert), set the time and date of the inspection of the affected vehicle, as well as fill in and send a telegram which will be invited to inspect the car to those who participated in an accident and the insurance company. If the participant does not reside accidents in your area, you need to send a telegram to 6 days prior to the auto-examination, and if your then 3 days before the evaluation vehicle.

On the day of auto-examination, the appraiser will make the act of inspection of the car, which will record all non-hidden damage (to inspect for hidden damage, it is necessary to appoint an additional inspection of the service station) and take pictures of all vehicle damage. State. Vin number and code - required photographs. Inspection certificate signed by all interested parties. Those who do not agree with something, can write about it in the inspection report. Avtoekspert also sign the certificate of inspection. When all the signatures delivered, avtoekspert starts the main stage of the auto-examination. The calculation of the amount of damage caused. This stage Avtoekspertiza, the appraiser uses special software that allows you to determine the amount of damage and reconditioning of the vehicle.

Once the amount of damage is determined, avtoekspert prepare a special report that puts all the necessary materials and information, and sends it to you. Auto-examination - a complex science, which a lot of nuances, but we think that the picture of you and I have clarified a bit.