Insure car with tuning CASCO can not in all insurance company.
Every car owner has their own ideas about aesthetics and comfort of the car, and they do not always coincide with the standard equipment. Then the motorist in the home "brings" the machine "to the mind." But how to insure a car with such touches: Does not meet any difficulties?
Avtootdelov employees in insurance companies are often brought to face the so-called tuned cars. The concept of "tuning" may include many improvements made car owners: different covers, mud flaps replaced, decorative grilles, dynamic disks with lighting, and much more - with motorists sometimes fantasy is boundless!
Faced with such a non-standard machine, the Insurer, the first thing, is happy for the imagination and vivid personality of the owner. Then begins to find out how much are these "gadgets". Then a simple application of the owner is not enough - you need paper with numbers preferably a certificate of completion, which issued stations, install all these "chips" on a form with a stamp. That is why it is important to keep all such acts, it is still as you keep your children's medical records, because it is based on their information good "doctor"-The insurer will insure the car on the hull.
The second obstacle on the way to the coveted Hull on your "pumped" may be not weak auto insurance price. If, as it were, the main vehicle will be insured at standard rates, depending on the year, length of service and age of drivers and the like, all of its elements are delivered late and were not part of original equipment, usually as an additional insured on a single hardware rate of 10 to 15% of their value (in different insurance companies in different ways). Another new trend in the world of auto-tuning was airbrushing. Apart from the purely aesthetic and decorative properties of a visual reflection of the individual car owner, airbrush and is of great practical benefit, well protected from theft of luxury cars. After all, this "ornamented" car certainly attracts unwanted attention hijackers on the road.
Airbrush often included in the add. equipment at CASCO, but there are literally single insurance companies willing to take on risk airbrushing "Damage" separate from the main hull. But to find such insurance company is difficult. The cost of airbrushing will also confirm the certificate of completion with the receipt of payment of the airbrush studio.
So, if you tune "my baby" and beside himself with pride and pleasure in her fantasies, do not forget to insure a car in the event of damage and theft to include insurance cover all the "navaroty" that you so generously bestowed its cars.
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