CASCO policy - unexpected results of a survey of car owners

According to a survey of drivers, it became clear that the policy is not popular Casco. Some did not know that so you can insure a car.

Insured or not? Everyone makes their own answer to this question. But unfortunately, not all modern motorists responsible approach to insurance. Therefore, the state has virtually forcing motorists to ensure that the insured car. Like it or not, but many owners of cars constantly reaffirm their indifference to the own vehicle and your financial well-being in the future. What can we say, if up to now, despite the legal ban, motorists trying to acquire CTP policies without going through the mandatory pre-inspection. As for the optional insurance, then there generally dull. As it turned out, the policy Casco still can not gain popularity among car owners, despite the heroic efforts of the state and insurers advertise this type of insurance.

Are you sure that you know?

The national agency that financial research, found out that the policy Casco is not what is not in demand, in fact, some even totally unaware that you can insure the car so. NAFI surveyed. According to the results of this survey, it became clear that only 37% of owners of vehicles purchased Casco policy. That is, the number of responsible motorists does not hold up to fifty percent. But this is not the most surprising. The remaining 63% of respondents do not just consciously did not want to insure the car, some of them, namely 17%, did not suspect the existence of hull insurance policy, do not know why this is necessary, do not know what it is.

NAFI has conducted a survey, not only among motorists, but also questioned those who do not have their own car. Of these, as many as 70% do not know that it is possible to insure a car. But, most of all, this knowledge gap will be filled as soon as these people will have a car.

Popular cry:

By the way, all in accordance with the same studies, those motorists who buy hull insurance policy, hardly complain about the high prices, and are even willing to pay more. For some, the paramount high rating of the insurer, and therefore its reliability. Others are willing to pay more for the image of the insurance company. Well, someone prefers the quality of service, which is shown when you need to settle the damages. All these features can make drivers pay more for a policy Casco. But, of course, so consider a few. There are those who will pay more than what they might not have suggested. These car owners choosing where to insure a car, guided solely on the lowest price of the policy.

Naturally, the respondents could not ignore this issue, as the calculation of the cost of the policy. Almost evenly divided by those who believe that the price should be based primarily on the characteristics of the machine, and those who consider the main parameters of the driver. But the majority still insists that both the first and second equally important.