Methods of payment for CASCO

What are the insurance benefits under hull, and what - is preferable Ways of insurance payments on CASCO not so much. They are all, in fact, two: Payment on hull damage calculation on cash; Payment against Hull in the form of repairs in the workshop. With each method of insurance payments under hull is divided in turn into two types: CASCO insurance payments based on the calculation of damage are: 1.1.S into account depreciation of car...

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What doing when are an accident with animals?

If in the overwhelming number of accidents occur involving only machines or vehicles and pedestrians, then on regional roads are frequent accidents with animals and birds. And what do you do when an accident involving animals and whether it is an insurance event for auto insurance? Accidents with animals - Causes and Consequences I would like to warn motorists that an accident with animals is not so harmless, and may suffer losses as a wild...

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Structure of the tariff rate insurance

Tariff on any type of insurance in the most general case consists of two parts: the so-called net rate (ie, the portion of money that the insurance company actually spends on the payment) and the load (the money of which she pays taxes, will give zar.platu employees to pay for light, water and equipment repair), in other words, the load - a "non-insurance" cost of doing business.For each type of insurance company claims the individual structure...

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Who is eligible to get a insurance payout?

Well, let's say you're driving a car that was bought from a relative a long time ago, but did not have time to remake itself documents, because all of your insurances you mean the insurer and the owner of it. But here there was an accident - whether under hull, or CTP, or DSAGO - it does not matter. You go to the payment of the insurance, and it takes you and says that the money can only pay the owner of the vehicle. And how you do not make...

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HOW TO WRITE A NEW DRIVER In the CTP Policy?

To add a new driver in the insurance, you need to come to the office of the insurance company with the policy and driver's license of someone you want to enter. If the new driver: over 22 years has 2 years of driving experience, and has already been introduced in some CTP policy, the representative of the insurance company for you to fill in an application for modification and will give you a duplicate copy of the policy.    ...

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Insurance company - bankrupt

The main thing you need to remember: any insurance company in the bankrupt at one time do not get. And if you insure your life or property, or liability of any insurance office, you should know the signs of an approaching threat (the insolvency of the company). Immediately, we note that these signs are indirect and external, so to speak, for quite unsophisticated "user". So: Stalking you wish to insure, in which insurance agent (manager) begins...

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The order of inspection

Summary of the previous series: Northern Capital, January 2012, Office Rosgosstraha. Mishandled reporter's largest Internet information resource of St. Petersburg under the guise of a very simple car owner viciously trying to pass inspection and get the ticket of the new sample. The main condition he called registration and payment of CTP policy with the same company. And then, without any inspection of the machine and CTP policy issue, and pass...

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Fog lights and motor hull insurance

British insurance company Swiftcover, actively carrying out hull insurance in the UK and Europe, announced the findings of a statistical study of insurance claims for 2011, which surprised motorists, because according to these data, fog lights caused 300,000 accidents in the past year!It was about those accidents on the road that have happened because of momentary glare from the headlights of oncoming cars front foglights, causing him to lose...

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Insurance holders in share building

Among the many types of insurance are already familiar apart is the insurance of financial risks in the joint construction of real estate. This insurance service is not to be sniffed at Sharers: who is planning or already involved in any transaction, the equity build apartments.The essence of insurance Fin. risks of real estate investors - a guarantee of return on investment in the share construction money if the interest holders will not receive...

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How to choose the insurer for car insurance

You can get paid for motor insurance in the form of money into your account or personal account. You can repair your damaged car at the expense of the insurance company in the workshop. There is also invariant: STOA can be at our request at extra charge. fee, or at the option of the insurance, for auto repairs under warranty is offered on dealer without. of payment.Some insurance companies can choose the method of payment of the crash when applying...

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Property insurance. Residential Real Estate. The insurance contract.

In the previous parts of this great article we told you about the insurance risks and insurance facilities for suburban real estate. And this tells you about the bureaucratic side of the property insurance, what documents you need for property insurance contract. The main principle for a contract of insurance suburban real estate is the presence of an ownership interest of the Insured in respect of conservation of the property insurance. And documentary...

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Insurance broker - where he has a guarantee of quality?

The insurance market of Russia every year delights us with new names of insurance companies and new signs of so-called insurance brokers selling insurance policies of different insurance companies. Insurance broker - what is it? Insurance broker - an intermediary between the insurance company and the Client. Kind of like a motor show can sell several brands, as well as the insurance broker can sell policies of several insurance companies. Hard...

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Insurance broker - pick what you need or what you need him?

We have found that not all organizations that call themselves "insurance broker", in fact those are. We also learned the benefits of a licensed insurance broker to the unlicensed. Now let's talk about what the person for us as a customer can be dangerous unlicensed, ie illegal, the insurance broker. And also, why insure your car or apartment safer directly to the insurance company. Insurance broker: "Where the money?" The most common disaster...

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Who needs to read the rules of insurance? (part 2)

Oral presentation and interpretation of the text of the Rules of the insurance agent insurance has no legal force. You will not be able to make even then a recorded voice to the claim, if you have to fight with the insurance company for payment. All the same, the priority will be for the Insurance Regulations as per legal document signed by both parties to the contract. The insurance agent should provide answers to customers' questions as accurate...

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Who needs to read the rules of insurance?

Insurance Rules - waste paper or an important legal document? When we come to insure we get 'tied' to the insurance policy hefty stack of paper with the text entitled "Insurance Regulations." Do not rush to send this pack in your stove in the country, as insurance regulations - a full legal document and a full part of the contract of insurance. Insurance rules say that is an insured event, and that - no, make that the Customer upon the occurrence...

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"I want a brand!" About CASCO consumers who want only "branded" insurance company

Even in this case, I think the cost of insurance for all companies. It happened that I did it to convince the customer a substantial saving money by offering good and reliable company, but not the brand, here's the catch. Next: the customer to insure getting a policy on hand, saving money, like all happy. But that's talked to friends (also brand advocates), members of the family, I thought to myself - anxiety begins: "Oh, well, saved money, but...

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"I want a brand!" About CASCO consumers who want only "branded" insurance company

From my experience I can cite many examples of these client requests. Most of them were like, "To the company has been known ..." "Something from those that" hearing "..." - Well, MMM at the time and was well-known and "at the hearing," it's just easier to depositors is gone. The question arises immediately: what will you personally known company? Being "on the ear"? Reputation and brand recognition is the result of its intensive promotion,...

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How to avoid fraud in insurance (CASCO CTP)?

For many relevant insurance at such a time, how to avoid becoming a victim of fraud. Most of the "competent" staff advised to call the insurance company and the policy number to find out whether such a policy is issued by this company. A positive response is considered a formal offer authenticity policy. But to CASCO insurance policy in force, must be timely receipt of the insurance company the following items: 1) Self-copy of the insurance policy,...

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How to save on CTP reasonable way? And how not to "save"?

CTP policy must be in possession as required by law. In addition, it ensures that the insurance company reimburses the victim damages you, if any, will occur. Consequently, the need to buy liability insurance policy tool. As you know, every thing has its price, and in CTP policy is established by the Government of the Russian Federation. How is it possible and how not to save on the insurance policy? You can: the policy cost the sum of the base...

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How to reduce the cost of hull insurance without sacrificing coverage?

Most of the car owners are interested in the hull for your car. As they say, more peace of mind. I will say briefly that ensures hull damages (repair), and the payment of the sum insured in case of theft of the vehicle. Offers various companies differ greatly in value. The cost of insurance for a specific vehicle with a specific driver depends on several parameters: 1) an insurance policy against the insurance company of the car (risk factors),...

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The changes entered into force in auto insurance

From February 5 to take effect changes in motor liability insurance and motor vehicle owners to third parties. About them at the press conference told the lawyer, a partner at the law firm «EXANTE» Julia Szeged and Head of Corporate Security Insurance Company "Garant-Auto" Constantine lonely. Julia Szeged said: "From February 5 to take effect and there are further changes to the law on compulsory insurance of civil liability of owners and drivers...

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Objects of auto insurance.

The insurer itself tells you the price, or rather the size of the premium that you have to pay for the facility of auto insurance. In the case of the Russian Federation in paragraph 1 of article 954 of the Civil Code under the insurance premium is to be understood a fee for car insurance, you should definitely pay vygodoobretatel in certain lines that are negotiated in the contract of motor insurance. Also in the contract of auto insurance can...

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Full Casco - confidence in every detail

Full Casco - a type of insurance which guarantees the payment of compensation after the damage to the vehicle while driving or parking a result of: collision; collision; capsizing; heavy objects to fall; natural disasters; fires; the fall; explosion. Especially important is the fact that the full Casco compensate damages caused by vandal acts of third parties, in particular, embezzlement and theft. According to statistics, new-car owners...

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Gocompare.com - British financial company of auto insurance.

LONDON, UNITED KINGDOM - (Marketwire - March 1, 2013) - Go Compare held on to his lead in the Google Advertising listings for car insurance, although the share of Google's search engine visibility for car insurance in Paid Media, an increase compared to the previous quarter, and rival comparison sites, it is also increased their share of voice, features the latest research from leading independent digital marketing agency, Greenlight. Agency...

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Technical inspection 2013 - registrer and pass is easy

Among the obvious problems for car owners in 2012, such as the rising price of gasoline for transportation taxes on insurance policy on learning to drive, and there are penalties for pleasant moments. The procedure of inspection of cars became affordable and easy and no longer a problem. In the recent past, the one who came for inspection, hoping to pass it on the same day had to spend 5 hours of personal time. It is true you can enroll over...

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News of the inspection which are silent

With detailed answers to specific questions car owners regarding the reform of inspection and the new requirements of this procedure: - I heard that pass inspection canceled, so now CTP policy can be issued for a reason? No. Today, the insurance company to complete the CTP, instead of the coupon, you must submit a diagnostic chart with the signature of a technical expert, printing operator inspection and dvadtsatiznachnym code of a common information...

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