6/19/2013

Paintwork of the vehicle - both an accident

Buying a hull insurance policy, we often think that if he needed us and then on some special insurance in case: UFO falls from the sky and flatten our "Maybach" in the cake or drunk neighbor will write on our "Cadillac" key from the apartment all what he thinks about our alarm systems, and at once on all body parts. But insurance is not always the case expressed so big. Very often turns out to be just a damaged car paintwork.

About half hull insurance payments are paid to paint damaged, scratched and old tired elements of the machine. That is, a large number of insurance cases suffers car paint coating (LCP).

Paint of your vehicle: an insurance case has a special care

There are two options under hull insurance claim if you caught an accident:

Payment of money equal to the cost of repair;

Proper repair of damaged items to the service station to which the insurance company has signed an agreement on payment for repairs designed cars.

Also, there are two options as an insurance in case the insured for damage to the paintwork of car:

Call the police or traffic police to the scene and make inquiries and report on the incidents, perpetrators and recorded injuries, including car paint coating. If your hull insurance policy provides an option of payment without reference at a damaged body parts once a year within a certain amount, you can call the emergency commissioner, record and photograph the damage, and then to come to an insurance expert and demonstrate the benefits department of your car is injured.


Car paint coating: a very important detail!

A very important detail is your actions as Client insurance company after an accident is decorated, and the insurance compensation is paid or granted in the form of repairs (painting) of the affected element of your machine. So, you somehow regained their paint of your vehicle. Your immediate next action should be to survey the repaired car to the insurance company with the obligatory photography. The machine must be perfectly clean, and photos with up dating shots. And I must be the act of re-examination of the insured car after his recovery AUTOCASCO.

Otherwise, you run a high risk that if an insured event will come next, paint of your vehicle you will have to restore at your expense - it will not restore fotodokazatelstva car insurance after a previous incident.

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