HOW TO WRITE A NEW DRIVER In the CTP Policy?

To add a new driver in the insurance, you need to come to the office of the insurance company with the policy and driver's license of someone you want to enter. If the new driver:

over 22 years

has 2 years of driving experience,

and has already been introduced in some CTP policy,

the representative of the insurance company for you to fill in an application for modification and will give you a duplicate copy of the policy.

    Often, a new driver simply appends to the free line, or on the back side of the old policy and assure change the seal of the insurance company and painted manager. In fact, this is wrong because the legal requirements for insurance procedures do not allow for corrections. But the traffic police for such policies with the corrections and do not fine print. And in the case of an accident is usually no problem, because on the authentication phase of the policy by which the payment should be made, as long as the driver at an accident, was recorded in the number admitted to the management of the TC in the database of the insurance company. For the same reason, it is best to fit into the insurance office of the insurance company, not the agent or intermediary in the showroom - you immediately ENTERED into the computer and properly execute all documents.

    If you want to enter into insurance a driver who had just obtained the rights, or the young (under 22 years), the driver, it is likely that you will have to pay under the policy for the increased risk. Co-payment amount is proportional to the number of days remaining until the end of insurance, as well as on the following scale multiplying factors:

If not just seniority - should pay 15%

Only age - 20%

There is no age or length of service - 30%.

    In addition, you can still pay to get the discount, which you have given for accident-free driving - because the new driver does not have a right to it, and the cost of CTP policy is determined by the very risky driver.

    If you are finished writing his own hand a new driver in your CTP policy, in the case of accidents caused by the driver of the insurance company does not pay. In addition, any policeman can fine you and even delayed for a few days for forgery.